Guide to obtaining bank and current account information

Bank balance is an official document certifying the presence and amount of active accounts held or jointly held by a specific individual at credit institutions or financial intermediaries.

The document lists the banks and branches where the accounts are held, the nature of the accounts (current accounts, deposits, passbooks, securities), the balances as of the reference date, and any transactions relevant for inheritance or tax purposes.

Bank balance is fundamental in succession practices, as it allows for the determination of the hereditary assets and the correct distribution of the assets.

See below for the guide to requesting bank balance and current accounts online through the Agenzia delle Successioni.

How to recover bank and current account balances?

With the Agenzia delle Successioni, you can obtain your bank balance directly online, without having to contact each individual credit institution.

The service is intended for heirs who require an official verification of the banking relationships of a deceased or living individual.

To complete the request, simply:

1. Download the forms available at the bottom of the page (Delegation and Privacy Policy).
2. Fill them out and sign them , specifying “bank balance and current accounts” as the type of document required.
3. Send the documentation to the email address segreteria@agenziadellesuccessioni.it , attaching:
• copy of the applicant's identity document;
• tax code of the person whose consistency is requested;

Once the request has been received, the Agenzia delle Successioni will proceed with the search for banking and financial relationships through the interbank archives and the Financial Relationships Registry, sending a personalized quote based on the complexity of the verification.

By relying on the Agenzia delle Successioni, you can quickly, confidentially, and traceably obtain the banking documentation needed for your inheritance declaration or other inheritance and tax procedures.

These are the main advantages:

1. No need to interface with each individual bank
2. Save time and costs when searching for financial reports
3. Digital management and dedicated assistance at every stage

Who can request bank and current account information?

Bank balance is issued by the credit institutions where the individual holds active or passive relationships, or reconstructed through the official databases of the Revenue Agency and the Register of Financial Relationships .

With a specific formal delegation, the Agenzia delle Successioni can request the documentation directly from the banks and obtain the balance and account certificates , providing the applicant with a complete and certified report in digital format.

What is the purpose of bank balance?

Banking records are required in numerous legal and administrative situations, including inheritance tax returns and the determination of estate assets, requests for the release of bank accounts held in the deceased's name, judicial or tax audits of assets, and the preparation of asset inventories or statements.

The document does not grant direct patrimonial rights, but represents objective proof of the existence and value of banking relationships at a given date.

It is therefore essential for transparent management that complies with current legislation on successions and assets.

In addition to the bank balance and current accounts, the Agenzia delle Successioni can take care of obtaining land registry and planimetric records, death and family status certificates, copies of registered successions, notarial deeds and transcriptions .

View the complete list of documents obtainable with a single proxy, simply, securely, and in compliance with current legislation.

Click here, instead, to discover the debt analysis at banks and financial institutions.